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Welcome > Preset MLS Search By
Towns & Price ...
| Egg Harbor Twp/Others |
Egg Harbor Twp.-$400,000 - $1,000,000 |
| Egg Harbor Twp.-$175,000 - $299,999 |
Egg Harbor Twp. Only-$1,000.000 and up |
| Ocean City Only - Condos |
Ocean City Only $1,000,000 and up |
| Linwood Only $1,000,000 and up |
Linwood $400,000 - $1,000,000 |
| Linwood $175,000 - $299,999 |
Linwood $300,000 - $400,000 |
| Longport Only $400,000 - $1,000,000 |
Longport Only $1,000,000 and up |
| Longport Only-Condos |
Margate Only $400,000 - $1,000,000 |
| Margate Only $1,000,000 and up |
Brigantine Only $400,000 - $1,000,000 |
| Brigantine Only $1,000,000 and up |
Brigantine Only $300,000 - $400.000 |
| Atlantic City Only $1,000,000 and up |
Somers Point $400,000 - $1,000.000 |
| Somers Point $300,000 - $400,000 |
Galloway Twp. $300,000 - $400,000 |
| Galloway Twp. Only $1,000,000 and up |
Galloway Twp. $175,000 - $299,999 |
| Galloway Twp. $400,000 - $1,000,000 |
Hamilton Twp. $400,000 - $1,000,000 |
| Hamilton Twp. $175,000 - $299,999 |
Ventnor Only $300,000 - $400,000 |
| Ventnor Only $1,000,000 and up |
Northfield $175,000 - $299,999 |
| Northfield $300,000 - $400,000 |
All MLS / For Sale / Search |
| $175,000 - $299,999 |
$300,000 to $400,000 |
| $400,000 - $1,000,000 |
All Condos For Sale |
| Multi-Family - Ocean City |
Multi-Family For Sale |
| Area Land for Sale | 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
 See More Real Estate Trivia > |
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NUMBER1EXPERT™
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All rights reserved. All information deemed reliable but not guaranteed. |
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