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The Gary Simmens Team

All agents are NOT alike! Find out why we are top real estate experts. Call us: 609-645-0202.

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Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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The Gary Simmens Team, REALTOR®, real estate agent and broker for Atlantic County, Atlantic City, Northfield and Ocean City, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The Gary Simmens Team
Balsley/Losco

330 Tilton Rd
Northfield, NJ 08225
609-645-0202
Fax: 609-645-5624
GarySimmens@NUMBER1EXPERT.com


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